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You're in Control

With Savvy on your side, you’re sure to save even more with our structured businesss car finance.

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Satisfaction Guaranteed

Join the many Australians who turn to Savvy for excellent service & great deals.

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Unbeatable Rates

With rates as low as 5.51%p.a. (6.43 p.a. comparison) you’re sure to walk away with the best deal!

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100% Finance

Savvy Chattel Mortgages give you freedom to finance extras such as insurance and servicing.

 

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Save Time

Save time and get approved lightning fast with Savvy. We can get you approved within 24 hours.

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Free Quotes

No obligation FREE quotes – they’re easy and only take minutes!

Get the Chattel Mortgage Advantage

The Best Choice for Business

Savvy Chattel Mortgages are the car loan choice for business owners who use their vehicle for 50% or more business use. Chattel mortgages are similar to home loans. You take possession of the vehicle immediately and pay off back the loan until settlement.

Secured Loans and Lower Rates

Because chattel mortgages are a type of secured loan, you get the benefit of lower interest rates compared with unsecured commercial loans. Save more money and pay less in interest with Savvy chattel mortgages!

Claim GST, Depreciation and More!

Chattel mortgages are business loans and businesses can claim the GST paid on the purchase price of their vehicle on their next BAS! You can also claim depreciation and interest paid on repayments. You’re guaranteed to save even more with a Savvy chattel mortgage!

Loans Structured to Meet Your Needs

Chattel mortgages are not only low cost but high flexibility car loans. You can choose your own loan terms ranging from 12 months up to 7 years! Reduce your weekly, fortnightly or monthly repayments with a balloon payment (residual value payment) due at the end of your loan. Finance one, two or more vehicles in the same package!

Get Savvy’s Premier Silver Service

Savvy Finance + Insurance team of financial professionals have years of experience locating and broking the best deals on business car loans in Australia. It’s why we know the chattel mortgage market inside and out and secure the most outstanding chattel mortgage deals for our customers.

Get a free quote with Savvy and you’ll see why we’re one of Australia’s fastest growing chattel mortgage brokers.

​  Savvy uses the latest in technology so you get approved FAST

​  Do you have bad credit? When others say no, Savvy says YES! 9/10 applications approved!

​  Chattel mortgages your way – set your own loan term and opt for balloon payments

​  Finance more than your car, amortise insurance, servicing and other extras

​  Get the Savvy silver service with a financial professional here to help with your application

​  Claim GST on your BAS, depreciation, interest on repayments and more!

​  Get in principle approval and increase your negotiating power!

​  Car loans starting from 5.51%p.a. (6.43%p.a. comparison rate)

Over 25 Lenders will Compete for Your Chattel Mortgage Business

Savvy only deals with Australia’s top lenders – over 25 of them – to make sure you walk away with the best chattel mortgage deal possible!

Over 25 Lenders will Compete for Your Chattel Mortgage Business

Savvy only deals with Australia’s top lenders – over 25 of them – to make sure you walk away with the best chattel mortgage deal possible!

Latest News & Car Reviews

Find out ultimate finance tips, industry news and latest car reviews from BCCL.

  • ““Prior to coming to Saavy I had previous defaults against my name that I thought would hold me up from getting re-financed for a new vehicle. I...”  Read More
    - Tyrone
  • “Hi Katia, Matthew & I would like to extend our thanks for your assistance in our finance...Both you and Nick have been so helpful and a...”  Read More
    - Matthew & Melissa
  • “Hi Guys,I had a fantastic experience dealing with all you guys. The service had been excellent right from Peter till the settlement of the loan. I...”  Read More
    - Nick
  • “Hey Vas!I just wanted to say a huge thank you to you and Katia, and all other involved in helping me with my finance. The process was made incredibly...”  Read More
    - Melanie